Last Updated: February 23, 2026
By accessing and using the website joeshamieassociates.com operated by Joe Shamie & Associates INC ("we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our website or services.
You agree to use our website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the website. You may not use our website to transmit any harmful, threatening, abusive, or unlawful material.
Joe Shamie & Associates INC provides business funding, working capital, revenue-based financing, and related financial services. The information on our website is provided for general informational purposes and does not constitute financial advice. All funding is subject to approval and the terms of individual agreements.
All content on this website, including text, graphics, logos, images, and software, is the property of Joe Shamie & Associates INC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the operation of our website or the accuracy, completeness, or reliability of any information provided. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
To the fullest extent permitted by law, Joe Shamie & Associates INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify and hold harmless Joe Shamie & Associates INC, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our website or violation of these Terms and Conditions.
By providing your mobile phone number and opting in, you agree to receive SMS text messages from Joe Shamie & Associates INC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.
You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at joe@joeshamieassociates.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.
Our website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which Joe Shamie & Associates INC is registered, without regard to conflict of law principles.
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website after any changes constitutes your acceptance of the revised terms.
If you have any questions about these Terms and Conditions, please contact us at:
Joe Shamie & Associates INC
Email: joe@joeshamieassociates.com
Website: joeshamieassociates.com